Author Archive: jtoneal7

The People Are Speaking: Reform Payday Lending!


A recent set of reports from the well-known Pew Charitable Trusts indicates Americans have growing concerns about the payday lending industry and its uprightness (if that is even a word).  In essence, there is a desire for reform and further regulation of payday lending.  Nobody can really deny that payday lending fulfills a void in …

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OMG! IHG Privacy Breach..Does it Affect You?


Good day after a bit of a hiatus.  In the ongoing effort to protect consumers I share the following recent news regarding a data breach involving InterContinental Hotels Group or IHG.  IHG operates 12 hotel brands across the globe including Candlewood Suites, Crowne Plaza, Even, Holiday Inn, Holiday Inn Express, Hotel Indigo, Hualuxe, InterContinental, Kimpton Hotels …

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Dancing With Debt Collectors


Dealing with debt collectors is rarely fun but often needs to be done. But if you are having to deal with a debt collector be on guard for potential problems and pitfalls such as these: ♦ Contacting you re a debt when you have an attorney handling the debt ♦ Seeking to collect on a …

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Traffic Tickets


Traffic tickets can be the worst.  They come at the most inopportune times and can lead to angst over the choices for handling and consequences of handling.  Doing it yourself can be disastrous on some occasions….do not let disaster happen to you.  The goal is to resolve the ticket in a manner to keep you driving.  The question …

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My Advice on Buying a Vehicle


From time to time folks ask for my thoughts on buying vehicles.  What to buy….where to buy….how to prepare….what to say……what to sign (and not to sign)..and the list goes on.  I could talk for hours on this topic but none of you would want me to do so.  Trust me….a few notes and a …

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Is Your Car a Lemon?


“Lemon law” seems to be a generic term for the body of law relating to mechanic problems and defects relating to vehicles.  However, in its strictest sense, the term “lemon law” only applies to brand new vehicles.  The North Carolina lemon law statute (N.C.G.S. § 20-351. et seq.) only covers new vehicles.  This means you …

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Free Lawyer Friday! This Friday, March 3rd…All Day!


Good day my friend.  It’s back.  The annual NC Bar Association service project and community outreach event that has lawyers manning phones at locations across North Carolina to take calls and questions.  And it is all free! The NC Bar Association’s “4ALL Statewide Service Day” will take place on Friday, March 3, at call centers …

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Tips for Buying a Used Vehicle


Follow the link: http://carconsumers.org/usedcarbuyingtips.htm. If you have been burned on a used vehicle you have purchased contact me so we can discuss. Best wishes and do share this blog post.

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Pictures Worth Many Words Part II: Spot Delivery/Yo-Yo Sale


Here is another English-language fotonovela.  This one discusses spot delivery a/k/a yo-yo “sales” regarding vehicles.  If you or someone you know is in need of assistance regarding auto fraud, lemon law, or other vehicle issues be sure to reach out to me or another experienced consumer lawyer in the area.  Best wishes to you..

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