Tip of the Day: Get Your Docs (and Stuff) In a Row


I am contacted frequently by potential clients who do not have vital information needed for us to examine their prospective cases.  For example, calling me about a used vehicle purchased from a dealership but failing to have any information as to  What You Need To Havethe existence or nature of any warranty on the vehicle.  Another example is seeking legal advice on how to proceed with a claimed breach of contract but not having the contract handy for review.  Nothing really earth-shattering here; more common sense than anything.

In an effort to help people have the information handy which is needed for a full and frank discussion of their situation I have created the following list

of items needed depending on the legal matter involved.  I would commend you to review this list, share it, and file it for your future reference if needed.  And note the list remains available on my website.  Thanks in advance and let’s get organized so we can get down to business when you contact me.

______

What You Need to Have

Please obtain originals or copies as many of the following items as possible prior to our first conversation about your vehicle problem. It is understood that you may not have or be able to obtain all of the items listed but the more of them you have the more time it may save us in discussing and assessing your potential claims.

Warranty issues or Vehicle problems

  • Bill of Sale a/k/a Buyer’s Order
  • Retail installment sales contract a/k/a finance contract
  • Damage Disclosure Statement
  • Odometer Disclosure Statement
  • Buyer’s Guide window sticker
  • “We Owe” or similar documentation of any post-purchase vehicle work/modifications to be performed by seller
  • All other documents you received from seller at time of purchase
  • Advertisements or Internet listings about the specific vehicle you purchased
  • Work orders, service tickets, and other documentation of work performed on vehicle
  • Receipts for any payments for work performed on vehicle
  • Warranty agreements and vehicle service agreements
  • Vehicle owner’s manual and warranty booklet (applicable in case of a vehicle you purchased new a/k/a as first titled owner)
  • Completed Vehicle Problem Log

Failure to Disclose Vehicle Damage

  • Bill of Sale a/k/a Buyer’s Order
  • Retail installment sales contract a/k/a finance contract
  • Damage Disclosure Statement
  • Buyer’s Guide window sticker
  • All other documents you received from seller at time of purchase
  • Certified North Carolina DMV vehicle title history (or title history from another state if appropriate)
  • Documentation of previous vehicle damage (ex: repair invoice, repair estimate)
  • Accident/incident report(s)
  • CarFax or Autocheck report on vehicle

Odometer Fraud/Mileage Rollback

  • Bill of Sale a/k/a Buyer’s Order
  • Retail installment sales contract a/k/a finance contract
  • Odometer Disclosure Statement
  • Buyer’s Guide window sticker
  • All other documents you received from seller at time of purchase
  • Certified North Carolina DMV vehicle title history (or title history from another state if appropriate)
  • CarFax or Autocheck report on vehicle

Wrongful Repossession

  • Bill of Sale a/k/a Buyer’s Order
  • Retail installment sales contract a/k/a finance contract
  • Receipts or proof of all vehicle payments made by you
  • Security agreement (typically gives seller and/or lender the right to repossess vehicle if breach of contract occurs)
  • Any certificates of repossession
  • Correspondence or notices from seller or lender regarding potential deficiencies or breach of contract by you
  • Documentation of seller or lender’s usage of a GPS tracking and/or shutdown device on the vehicle

Personal Injury

  • Accident report/crash report or exchange of information sheet
  • Copy of any automobile insurance policies covering you or your vehicle
  • All medical bills, records, receipts, or other documentation you have related to your treatment
  • Names and contact information for all medical and healthcare providers you have seen and are currently scheduled to see
  • All letters or correspondence received from any insurance company (auto, health, life, etc.) related to the accident/incident
  • Pictures of your injuries
  • Any pictures of the damage to your vehicle or any of the vehicles involved in the incident
  • Any pictures of the scene of the accident/incident
  • Names and contact information for any witnesses to the accident/incident
  • If you have lost wages due to your injury, provide 3-4 pay stubs for the period immediately before the accident/incident AND at least 2 pay stubs for the periods after your return to work (if you have returned to work)

Debt Collection Problems

  • Name of the creditor or collector who has contacted you as well as the nature of the account(s) and account number(s) on which collection is being sought
  • Copy of all letters, emails, faxes, and other correspondence you have received from the creditor and/or any persons seeking to collect on the debt
  • Copy of all letters, emails, faxes, and other correspondence you have sent to the creditor and/or any persons seeking to collect on the debt
  • Statements, account histories, and other documentation you have regarding the account on which collection is being sought
  • Copies of any checks, money orders, or other proof of your payments made on the account
  • Copy of your credit report from any of the three major credit reporting agencies (for a free copy visit www.annualcreditreport.com)
  • Copy of all repayment agreements, settlement agreements, forgiveness letters, and other documentation of modifications made to your debt or debt repayment
  • IF YOU HAVE BEEN SUED: Copy of all complaints, summonses, motions, notices, affidavits, judgments, and other court documents you have received in your case
  • Recordings or records of any harassing phone calls or other threatening communications you have received
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2 Comments

  1. Glenn

    Do you know a lawyer that handles. Fraud an forgery cases nc

    • Glenn, contact me to discuss your situation and be sure to have all relevant documents close at hand. Thanks for your support.

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