Hocus Pocus And Away Goes (More of) Your Money
The New York Times published a very good and brief article on the hidden aspects of credit card offers. You should read the article if you are contemplating a balance transfer, obtaining a new credit card, or otherwise considering accepting an offer from a credit card company. As with all credit card offers there are certain disclosures which must be made to the consumer in an effort to provide full disclosure.
Not all credit card offers are scams and as long as you understand the terms and use them to your advantage you stand to save some money. If you feel you have been victimized by an unfair or deceptive credit card company you should consult a consumer law attorney.