Debt Collection A to Z: G is for Garnishment
Garnishment is where money you owe, typically as a result of a judgment or court order, is deducted directly from wages or employment earnings. Many people learn of garnishments when they have moved on or moved away from a state/jurisdiction in which a court rendered a judgment against them and this judgment “catches up with them.” This begs the question of whether a garnishment order in one state can be enforced in another state. NOTE: there is a difference between garnishment and a levy (removal of funds from an account, typically a bank account). One notable impact of this difference is the fact that an out of state judgment can result in a levy on a NC bank account.
Some creditors and attorneys can be quite aggressive when seeking to collect money so you should not summarily assume a garnishment is being executed properly. If you receive an order of garnishment or, even worse, you find money missing from your account due to a garnishment you should consult a lawyer to determine what rights you may have.