Overloading the Scales of Justice (in the Wrong Way)
An article in American Banker discusses the tidal wave of collection lawsuits overloading court dockets in Maryland. I can tell you that the court dockets in Guilford County (especially Greensboro) have seen more and more debt collection lawsuits. Too many people who have been sued on a debt try to handle their cases on their own and often get bad results. In some of these cases if the debtor (person who allegedly owes the money) had contacted an attorney he or she could have asserted defenses and/or counterclaims based on the chain of title on ownership of the debt, harassing or illegal collection activities, and other pertinent legal issues. Often these cases are handled by judges (and in some places magistrates or non-judges) who are trying their best to parse through the cases and keep the docket moving along which means the debtor who is unable to properly attack the creditor’s case could be a big loser.
If you or someone you know is facing legal action or process on a debt strongly consider consulting an experienced debt collection defense attorney. It could save you time and aggravation and, in some cases, even result in money to you!
- Posted in: Consumer Law/Consumer Protection ♦ Debt Collection Defense
- Tagged: account stated, Answer, chain of title, Compaint, counterclaims, creditor, debt buyer, debt collection, debtor, default judgment, defenses, lawsuit, money owed, Prince George's County Maryland, rocket docket, summary judgment