Welcome Again to the New Year: “Life” Side (Blended with “Law”)
Hello again….did you make any New Year’s resolutions? If so, how are those working out for you? I encourage you to stick with your desire to improve and make the pursuit a life-long journey.
- Take at least 30 minutes per day to do something strictly for you (ex: spiritual reading, meditation, exercise, reading)—preferably nothing digital
- Read, ask questions, and understand all docs before signing…that goes for warranties, vehicle service contracts, business agreements, consumer contracts, etc.
- Check your credit report at least twice per year….for free!
- Write down at least three goals or projects you want to accomplish for the year and take time to map out the details
- Make at least six random phone calls or visits to family members and/or friends with whom you have not spoken in some time
- Prepare yourself for dealing with debt collectors……and do not make any settlement payment to a debt collector without first getting a signed, written confirmation of the settlement
- Vow to save money, calories, and bad fats on food by eating home-cooked meals versus dining out
- Cooperate with your lawyer when asked to do so
- Find a farmers market, Fresh Market, Whole Foods, Trader Joes, Earth Fare or similar store where you can find fresh fruits and veggies and healthy foods
- Before hiring a contractor for that home improvement project do your own homework
- Buy food in bulk and make a plan to eat it….at home, at work, on the road
- Review your automobile/vehicle insurance policy….know what coverages you have, how they work, and whether you need to make any changes
- Get regular exercise and proper rest
- If you are not sure of how a traffic ticket will affect your driver’s license points and insurance points resolve to hire an experienced lawyer instead of gambling by doing it yourself
- Clean up your home and find gently used clothes and other items to donate to charity
- If you are served with legal papers by the sheriff or via mail seriously consider if you need an attorney and, if so, contact an experienced attorney immediately
- Check for free money you may have left behind
- Get sound advice when making decisions involving legal matters….no more relying on people who may not know best
These should be plenty to get you started. Apply these and share them with family, friends, and associates. Happy New Year again…now let’s get to work!