Call Me If…You Are Being Harassed By Debt Collectors


Debt collection is a booming business.  It is a legitimate business but some collectors cross the line.  There are protections in place for consumers who owe debts and it is important each consumer be aware of these protections.  Foul language?  Threats of jail if you don’t pay up?  Has your debt been shared with third parties without your consent?  If you are being or have been harassed or

Run from debt but NOT from rogue debt collectors!

Run from debt but NOT from rogue debt collectors!

otherwise believe you have been treated unfairly by a debt collector you should consult an experienced attorney.

I have represented many consumers in their dealings with debt collectors.  There are occasions where the debt is legitimate and the collector acted reasonably and legally.  On these occasions the consumer’s best plan is to obtain the best possible resolution of the debt.  But in the situations where a collector has violated the consumer’s rights the power often shifts to the consumer.  I work to obtain a fair and favorable outcome for consumers who have been wronged by debt collectors.  Sometimes that includes an erasure of the debt and the payment of compensation to the consumer along with payment of the consumer’s attorneys fees.  If you have reason to believe a debt collector has violated your rights consult me today so we can assess your situation.

Call Me If….You Sustain a Personal Injury


If you or someone in your family sustains a personal injury in a vehicle collision, slip and fall, trip and fall, or other incident involving negligence you need good legal counsel.  Companies and insurance companies have full-time staff for handling injury claims and they do not work for you.  As well-meaning as they may appear to be it is unwise to blindly trust what they may tell you.  Most attorneys have free consultations for personal injury cases and it behooves the injured person to take advantage of this and make a smart decision regarding how to move forward.personal injury cases

I have been handling personal injury and wrongful death cases for over 20 years and am familiar with many aspects of the process.  From making claims, sorting out liens and ERISA claims, evaluating cases, and even taking your case to trial if the need should arise, I am available to help.  Contact me for a free consultation regarding your personal injury claim.

Rivalry Renewed and (More) Memories Made


Great weekend for me.  A lifelong Pittsburgh Steeler fan, back when my team won Super Bowl XL in Detroit in 2006 I placed a trip to Heinz Field on my “must do” list.  Well, ten years later I finally made the trip.  And what a trip it was…..I was on hand for the renewal of our rivalry against the Dallas Cowboys.  The NFL only schedules the teams to play once every four years and I was blessed to be in Dallas (technically, Arlington) for the 2012 game in which my Steelers lost a hard fought contest.  Flash forward to November 13, 2016 and the game was epic—perhaps the best game of the season so far.  My Steelers came up a bit short on the scoreboard–again–but the gameday experience was amazing.  My good friend Isaiah Delemar Dallas fan herejoined me again for the game and his Dallas fandom made watching the game even more fun.  We went back and forth the whole time but all in good fun—friends over football.  Steeler up!

I am not a huge fan of flying but it was the only way to make the trip in a weekend.  Well worth it…I was truly blessed to be able to make the trip and I am thankful to those who made the weekend a memorable one for me—Isaiah’s amazing wife, Natalie Delemar; Natalie’s fantastic sister Nadege Lockley and her husband Cliff Lockley…and Nathan and Noah Lockley, their wonderful sons!  The life lesson here is that life is short and it is important that we sometimes step outside our comfort zone and create memories with the people who are important to us.  It is not about the relative magnitude of the moment or even the money that is spent–quality is more important than quantity.  As we head into the Thanksgiving season I have many things to be thankful for including some really great friends.  Take time next week to spend with family and friends.  I sure plan to do so….best wishes…and Go Steelers!

Rejoin and Recap….Will Report Back


Good day.  It has been several days since we last spoke.  Since then a lot has happened…  I voted (have you?  If not, definitely do so…no excuses)…I voted Continue reading

This is One Mad Cat: A Vehicle Repair Story


I live in North Carolina and I realize that many folks here are Carolina Panther fans.  I am okay with that although I am a lifelong Pittsburgh Steeler fan.  I have no qualms with the Panthers and actually like their team and the way their organization is run as it mirrors my Steelers organization in many ways.  Anywho (as several of my wonderful girl cousins would say..) one Panther was not too thrilled about his recent experience with a vehicle repair shop in the Queen City.  Mike Tolbert took his vehicle to Motion Lab Tuning for some work to be done and, by his version, the work took too long, the work was not completed, and the work cost too much.  How did he show his displeasure?  He took to social media and blasted the shop but he did pay his bill….in coins.  All $3,900.00 of it….wow!

North Carolina has a motor vehicle repair law that protects consumers and seeks to set some boundaries for consumers and businesses.  Not sure how many (if any) laws were broken in the course of Mr. Tolbert’s dealings with the repair shop but I do know I get many calls from consumers who have questions and problems with their own repair experiences.  If you find your vehicle repair in need of repair or some attention, you should contact a consumer lawyer for a consultation and possible representation.

Need Some Money? Look Here….


Most of us would gladly accept a few extra dollars.  Different things can be done with said money but the key is getting the money.

You and Your Money:  A Happy Reunion

You and Your Money: A Happy Reunion

One method is to locate money that is owed to you.  Each of the 50 United States of America has an unclaimed property agency or division which houses money and property that has not been returned to the rightful owner.  The fancy legal word for this is Continue reading

The D-I-Y Dilemma


Some things we can do ourselves and all goes well.  Just as importantly, if it does not go so well we have not lost much in the process.  Unfortunately many people do things themselves that they really have no business contemplating let alone doing.  As an attorney I frequently get calls from people who have begun something on their own and found themselves in tough, sometimes intractable, predicaments.  Click here to learn about whether and when you may need an attorney.

Have the tools to do it yourself?  Sure?

Have the tools to do it yourself? Sure?

 

Knowing one’s limits is definitely a good thing.  Saving money can be good but if saving the money up-front backfires you will likely wind up spending even more money and time before all is said and done.

My Advice on Car/Vehicle Buying


From time to time folks ask for my thoughts on buying vehicles.  What to buy….where to buy….how to prepare….what to say……what to sign (and not to sign)..and the list goes on.  I could talk for hours on this topic but none of you would want me to do so.  Trust me….

A few notes and a little patience could save you a lot of headache

A few notes and a little patience could save you a lot of headache

Here is a quick outline of my thoughts on buying vehicles.  It has been developed based on my own personal buying experiences as well as talking with hundreds of people who purchased or leased vehicles.  Hope it serves you well and feel free to share with those in your social media and other spheres of influence. Continue reading

Long Time…Labor Day!


Good day to each of you.  It has been quite a while since we have chatted.  Obviously I have been quite busy and I imagine you have also.  With all this work and tasks and summer heat and humidity it is quite a relief to reach Labor Day as it means, among other things, a day off for many and a break in the summer weather for others.  For those who are unable to vacation or even take Monday out of work I hope you find a moment of respite sometime during this holiday weekend.  Recharge the battery…

Wherever this Labor Day finds you and yours I wish you the best and hope you have a chance to spend some quality time with those who are important to you.  I shall strive to be back in touch with you before too long.  In the meantime feel free to review my website for free information that you should also share with your family and friends.  And if I can be of service to you regarding a traffic ticket (Guilford, Forsyth, Randolph, Rockingham Counties) or consumer issue or car/vehicle/lemon/auto fraud or civil matter feel free to contact me at your convenience.

Is This Dealership A House of Horror?


Auto House operates vehicle dealerships in Mooresville and Salisbury [North Carolina].  Recently, several consumers who purchased vehicles from Auto House complained they were sold vehicles that were misbranded or misrepresented.  The result?  If this is true the consumers overpaid for the vehicles they purchased.  Click here for the most recent local news story by WSOC TV in Charlotte which is following an ongoing investigation by the North Carolina Division of Motor Vehicles License and Theft Bureau.  And now the North Brief noteCarolina Attorney General’s office is interested in the goings on.  Not good.

So what can a consumer do to prevent buying a misbranded vehicle?

  • Do research on the vehicle’s make, model, trimline, and features by going to the manufacturer’s website.  For example, if you are contemplating buying a Ford F-150 truck visit the Ford website and check for the exact type of vehicle you may be purchasing.
  • Get the vehicle’s VIN (do not rely on the VIN listed in an online ad; go see the vehicle in person and take copy the VIN listed on the vehicle) and ensure it is consistent with the vehicle you seek to purchase.  Click here for how to interpret the information contained in a VIN

And when buying any used vehicle it is imperative you do your homework before signing any paperwork or agreeing to make the purchase.

In the meantime many people await the results of the investigations into Auto House and many persons who purchased vehicles from Auto House may be a bit concerned–to say the least.  Unfortuately, Auto House is not the first and will not be the last vehicle dealership that may have taken advantage of unsuspecting consumers.  If you believe you have purchased a misbranded vehicle or otherwise been the victim of auto fraud contact an experienced consumer law attorney for a consultation.