Thanksgiving: Beat the Rush!

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Ah-hah!  Fooled you didn’t I?  You thought I was going to have some advance notice of a Black Friday sale or promotion, right?  Or perhaps you thought I was going to provide some coupons for an early and easier dinner preparation experience. Well none of that.  Instead, I wanted to again respect the true meaning of the holiday and get a jump on stating the key things for which I am thankful.  Read the rest of this entry »

Garnishment for Judgments in North Carolina?

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This is a question I am asked on a recurring basis.  Generally speaking, garnishment is NOT allowed in North Carolina for civil judgments obtained in North Carolina but read this fact sheet from the North Carolina Department of Labor which succinctly states the facts and law.  Hope this helps.  Feel free to share with those in your Questionnetworks as the Law and Life Blog is devoted to the dissemination of information and resources to help consumers across North Carolina.  Thanks for reading and, hopefully, for sharing.

How-To Guide for Paralegals Re Case Intakes

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This past June I had the pleasure of speaking to a group of eagle-eyed paralegals at the 2014 North Carolina Advocates for Justice Convention at the Sea Trail Resort and Conference Center in Sunset Beach, North Carolina.  My topic was how to handle case intakes for which I presented Read the rest of this entry »

And for our Veterans…A Huge Thank You

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Today is Veteran’s Day and instead of it being pirated for commercial purposes and/or a free day from work it is important we realize the true reason for the observance.  Thousands of men and women have sacrificed their time, energy, dreams, families, and some even their lives to keep our nation free.  There are many memorials, programs, observances, and even discounts for these esteemed Americans today; well-deserved.

Veteran The American people can never really repay the veterans for their sacrifices but we offer these small tokens of gratitude and value their role in our country as well as many other countries across the globe.  Take a moment to thank a veteran for his or her service today and take time to truly appreciate the freedom and opportunities available to you because of their sacrifices.

THANK YOU TO ALL THE VETERANS!

Some Nissan Airbags Really Explode and Can Injure

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Nissan is recalling thousands of vehicles due to a problem with airbags exploding and launching shrapnel which can cause serious injury. Click here for more information.

Debt Collection A to Z: L is for Letter

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A staple of the debt collection industry is the dunning letter.  Dunning refers to the letter’s mission to influence the debtor to pay up lest face consequences.  Generally speaking, sending such letters is legal but there are guidelines as to what must and must not appear.   On the “must” side are usually: Read the rest of this entry »

Debt Collection A to Z: K is for Knowingly

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We all make mistakes and they carry consequences.  Forgiveness can be applied in certain situations.  However, knowingly doing things that violate the law is a different matter.  Especially when these things are doing on multiple occasions.

In the world of debt collection (and consumer matters for that matter) knowingly violating the law can lead to some steep consequences and penalties.  These include Read the rest of this entry »