Excuse my Spanish but hopefully you get my point. Some of you know that several years ago I was Chair of the Hispanic/Latino Issues Division of the North Carolina Academy of Trial Lawyers (now the North Carolina Advocates for Justice). As Chair I had the privilege of interacting and working with legal professionals across the state who handled cases and situations involving Latino clients. One of the more vexing problems was that of rogue “notarios.” The rogue notarios were (more…)
“Consumer Courage” is a free 120-page PDF guide of laws and rights for consumers. Though the publication was written (and quite well-written, might I add) by legal professionals in Ohio and often references Ohio laws, one can use the publication as a guide to locate and review laws in one’s home state. A similar guide for North Carolina consumers would be an excellent resource for consumers and lawyers alike.
I commend the publication to your reading; click here for a free copy. Happy reading and may you be a more informed consumer in the process.
Recently on NPR, Jake Halpern, the author of the book “Bad Paper” was interviewed and shared a glimpse into the intriguing, complicated, twisted, and sometimes dangerous world of debt buying. The book seems to be a fascinating read although it may only seem such to some consumer lawyers and others particularly involved or interested in the debt industry. But the interview transcript and podcast are quite lively and can pique the interest of someone not involved in the debt industry. Tales of minimal proof of debts and gun-brandishing standoffs are in tow.
If you have issues with debt buyers, collectors, creditors, or other entities relating to collection of a debt don’t guess about how to handle the situation. Contact an experienced consumer attorney and get some good counsel and advice.
Homecoming is coming…..October 27th thru November 4. Check the event schedule, make your travel/lodging plans, and go back to your alma mater. While there be sure to interact with current Spartan students and share your memories, experiences, and wisdom. And note that you can learn some things from these talented Spartans too—a true win-win situation.
And spread the word about Homecoming via your use of social media. Hashtag for the big Spartan event is #uncgHC14.
Nothing like a Spartan party. North Carolina A&T State University’s homecoming may be billed as “The Greatest Homecoming on Earth” but UNCG homecoming is a unique event with its own charm and sense of purpose. Take part and show your Spartan pride…..and Aggies (and others) are welcome to attend too. Go Spartans!
Many of you know that I am originally from New Bern, North Carolina. I love Eastern North Carolina and still have plenty of family and friends who live in this wonderful area of the state. Eastern North Carolina spans a wide territory which seems to be generally defined as all points east of the Raleigh/Triangle area—a large territory indeed. The two main area codes for Eastern North Carolina are 252 and 910 but 919 stretches into the ENC region as well.
The 252 area code spans (more…)
In a recent opinion by the North Carolina Court of Appeals, a 3-0 panel held the definition of the term “consumer” under the North Carolina Debt Collection Act (N.C.G.S. 75-50 et seq.) includes persons who are alleged to owe debts. In Green Tree Servicing LLC v. Locklear two members of a Robeson County family held interest in a manufactured home and became behind in their payments. The creditor began a campaign of harassing phone calls and threats and questionable (to say the least) communication with the family members which led to litigation and counterclaims. (more…)
Debt collectors and creditors love judgments. Not as much as they love money but pretty close. Judgments can be the final chapter of a long tussle to get a debtor to pay on a debt. Judgments provide debt collectors and creditors with some leverage and additional remedies. Consequently judgments usually mean the closing of many doors for debtors.
If you owe on a debt and are sued you should immediately (more…)
In what can be considered a victory for voting rights and common sense, the U. S. Court of Appeals for the Fourth Circuit struck down recent North Carolina legislative changes prohibiting same-day voting and voters voting outside of their districts on Election Day—2 wins. The one loss was the Court’s decision to (more…)